Standard motor policies exclude plastic depreciation and water damage. Adding targeted endorsements prevents heavy out-of-pocket deductions during accident settlements.

Nil depreciation cover

Monsoon waterlogging defense

Emergency roadside support

Ensures full settlement on metal, fiber, and plastic parts during accident repairs without standard age-related deductions.

Protects internal engine machinery against hydrostatic lock damages caused by water ingress during seasonal city flooding.

Provides immediate battery jumpstarts, flat tire assistance, emergency fuel dispatch, and authorized towing to network garages.

Cashless claim settlement steps

Immediate incident documentation

Network workshop inspection

Direct garage settlement

Record clear photos of vehicle impact areas, collect third-party details, and register a formal police report if third-party damages or injuries occurred.

Transport your vehicle to an authorized insurer network workshop where an assigned licensed surveyor evaluates damage against policy terms.

The insurance underwriter approves authorized repair costs directly with the service center, leaving you responsible solely for the mandatory statutory deductible.

Secure your vehicle today

Consult an authorized advisor to calculate premium savings, verify network garage availability, and transfer your accumulated No Claim Bonus discount.